FHA Home LOans
Think you can’t buy a home?
FHA ADVANTAGES
Down Payment as low as 3.5%*
Down Payment and other required funds may be gifts*
Flexible Credit Review
Sellers can help with closing costs
Fixed or Adjustable Rates
No Prepayment Penalty
Eligible for FHA loans 2 Years after Bankruptcy, Chapter 7 discharge date.
you have options.
FHA Financing Offers FLEXIBILITY AND ACCESSIBILITY WHILE PROVIDING OPPORTUNITIES FOR PEOPLE STARTING OUT OR STARTING OVER TO BECOME HOMEOWNERS!
CalHFA understands that buying a home is a huge responsibility; it is also a huge opportunity. Owning your home means you can paint the walls with your favorite color, plant flowers and vegetables if you choose and plant the seed for an investment in your future.
ZERO INTEREST PROGRAM FOR THE CLOSING COST ASSISTANCE*
YEAR TERMS, FIXED INTEREST RATE - COMPETITIVE!*
CLICK ON VIEW FLYER TO LEARN MORE!
The GSFA Platinum Program helps low-to-moderate income homebuyers in California purchase a home by providing down payment and/or closing cost assistance (DPA).
Since 2010, GSFA Platinum has helped 24,000 people to purchase homes, providing more than $213.9 million in down payment and/or closing cost assistance.
SECOND LOAN IS FORGIVEN AFTER THREE (3) YEARS!*
ZERO PERCENT INTEREST LOAN AND NO MONTHLY PAYMENTS*
LEARN MORE BY CLICKING ON THE FLYER
Who is Eligible?
First and Non-First Time Buyers!
Minimum FICO requirement as low as 580 FICO
Anyone looking to purchase a Single Family Residence and not using it for an Investment.
Available for Self-Employed Borrowers
1 - 4 Unit Purchase
Please message us or email us at Financing@TBDGMortgageFirm.com
dO’S AND dON’TS WHEN PURCHASING A HOME.
DO
Make and stick to a budget
Pay all your monthly bills on time.
locate and organize income, W-2 and Tax Information
Gather your bank and Investment Statements (If Applicable)
Check with your Loan Officer regarding anything related to your finances.
Don’t
Change jobs, BECOME self-employed or quit your job
change banks
use credit cards, excessively or let accounts fall behind
Omit debts or LIABILITIES from your loan APPLICATION.
Buy Furniture or appliances
Buy a Car, Boat or anything else with a motor
Co-sign for any loans for anyone
Apply for new credit or allow credit inquiries
Make large deposits or withdrawals without checking with your loan officer
Spend money you need to set aside for closing
IN HOUSE LOAN PROGRAMS
We Offer:
Conventional PROGRAMS WITH AS LOW AT 3% DOWN*
FHA Loan Programs WITH A MINIMUM OF 3.5% DOWN*
VA HOME LOANS WITH $0 DOWN*
USDA 100% FINANCING*
No Mortgage Insurance Loan Program & MUCH MORE!*
Please visit our disclosures page for more details for all loan types. Click here: Disclosures