Think you can’t buy a home?
Setting aside money for a down payment and closing costs, even when you have a steady job, can seem impossible. there are down-payment assistance programs that can help, along with SPECIALTY programs that can put keys in your hands sooner rather than later!
you have options.
State or Local Down Payment Assistance Programs help make the dream of home-ownership a reality.
A FEW OF OUR LOAN PROGRAMS, DESIGNED TO HELP YOU.
CalHFA understands that buying a home is a huge responsibility; it is also a huge opportunity. Owning your home means you can paint the walls with your favorite color, plant flowers and vegetables if you choose and plant the seed for an investment in your future.
ZERO INTEREST PROGRAM FOR THE CLOSING COST ASSISTANCE
YEAR TERMS, FIXED INTEREST RATE - COMPETITIVE!
CLICK ON VIEW FLYER TO LEARN MORE!
The GSFA Platinum Program helps low-to-moderate income homebuyers in California purchase a home by providing down payment and/or closing cost assistance (DPA).
Since 2010, GSFA Platinum has helped 24,000 people to purchase homes, providing more than $213.9 million in down payment and/or closing cost assistance.
SECOND LOAN IS FORGIVEN AFTER THREE (3) YEARS!
ZERO PERCENT INTEREST LOAN AND NO MONTHLY PAYMENTS
LEARN MORE BY CLICKING ON THE FLYER
Who is Eligible?
First and Non-First Time Buyers!
Minimum FICO requirement is 640, (We can help get you there)
Anyone looking to purchase a Single Family Residence and not using it for an Investment.
Available for Self-Employed Borrowers
Please message us or email us at Financing@TBDGMortgageFirm.com
dO’S AND dON’TS WHEN PURCHASING A HOME.
Make and stick to a budget
Pay all your monthly bills on time.
locate and organize income, W-2 and Tax Information
Gather your bank and Investment Statements (If Applicable)
Check with your Loan Officer regarding anything related to your finances.
Change jobs, BECOME self-employed or quit your job
use credit cards, excessively or let accounts fall behind
Omit debts or LIABILITIES from your loan APPLICATION.
Buy Furniture or appliances
Buy a Car, Boat or anything else with a motor
Co-sign for any loans for anyone
Apply for new credit or allow credit inquiries
Make large deposits or withdrawals without checking with your loan officer
Spend money you need to set aside for closing
IN HOUSE LOAN PROGRAMS
Conventional PROGRAMS WITH AS LOW AT 3% DOWN
FHA Loan Programs WITH A MINIMUM OF 3.5% DOWN
VA HOME LOANS WITH $0 DOWN
USDA 100% FINANCING
No Mortgage Insurance Loan Program & MUCH MORE!