Down Payment

ASsistance

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Think you can’t buy a home?

 

Setting aside money for a down payment and closing costs, even when you have a steady job, can seem impossible. there are down-payment assistance programs that can help, along with SPECIALTY programs that can put keys in your hands sooner rather than later!

 
 
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you have options.

 

State or Local Down Payment Assistance Programs help make the dream of home-ownership a reality.

 
 

A FEW OF OUR LOAN PROGRAMS, DESIGNED TO HELP YOU.

 
 
 
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CalHFA understands that buying a home is a huge responsibility; it is also a huge opportunity. Owning your home means you can paint the walls with your favorite color, plant flowers and vegetables if you choose and plant the seed for an investment in your future.

  • ZERO INTEREST PROGRAM FOR THE CLOSING COST ASSISTANCE

  • YEAR TERMS, FIXED INTEREST RATE - COMPETITIVE!

CLICK ON VIEW FLYER TO LEARN MORE!

 
 
 
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The GSFA Platinum Program helps low-to-moderate income homebuyers in California purchase a home by providing down payment and/or closing cost assistance (DPA).

Since 2010, GSFA Platinum has helped 24,000 people to purchase homes, providing more than $213.9 million in down payment and/or closing cost assistance.

  • SECOND LOAN IS FORGIVEN AFTER THREE (3) YEARS!

  • ZERO PERCENT INTEREST LOAN AND NO MONTHLY PAYMENTS

LEARN MORE BY CLICKING ON THE FLYER

 
 
 
 
 

Who is Eligible?

 
  • First and Non-First Time Buyers!

  • Minimum FICO requirement is 640, (We can help get you there)

  • Anyone looking to purchase a Single Family Residence and not using it for an Investment.

  • Available for Self-Employed Borrowers

Please message us or email us at Financing@TBDGMortgageFirm.com

 
 
 
 
 
 

dO’S AND dON’TS WHEN PURCHASING A HOME.

DO

 
  • Make and stick to a budget

  • Pay all your monthly bills on time.

  • locate and organize income, W-2 and Tax Information

  • Gather your bank and Investment Statements (If Applicable)

  • Check with your Loan Officer regarding anything related to your finances.

 

Don’t

 
  • Change jobs, BECOME self-employed or quit your job

  • change banks

  • use credit cards, excessively or let accounts fall behind

  • Omit debts or LIABILITIES from your loan APPLICATION.

  • Buy Furniture or appliances

  • Buy a Car, Boat or anything else with a motor

  • Co-sign for any loans for anyone

  • Apply for new credit or allow credit inquiries

  • Make large deposits or withdrawals without checking with your loan officer

  • Spend money you need to set aside for closing

 
 
We’ve created this custom presentation for you to download. We look forward to connecting with you!
 
 
 

 

IN HOUSE LOAN PROGRAMS

We Offer:

Conventional PROGRAMS WITH AS LOW AT 3% DOWN

FHA Loan Programs WITH A MINIMUM OF 3.5% DOWN

VA HOME LOANS WITH $0 DOWN

USDA 100% FINANCING

No Mortgage Insurance Loan Program & MUCH MORE!

 
 
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