Conventional Loans
Think you can’t buy a home?
Conventional Advantage
Down Payment as low as 3%*
Down Payment and other required funds may be gifts*
Flexible Credit Review*
Sellers can help with closing costs*
Fixed or Adjustable Rates*
No Prepayment Penalty*
NO Mortgage Insurance Options*
you have options.
CalHFA understands that buying a home is a huge responsibility; it is also a huge opportunity. Owning your home means you can paint the walls with your favorite color, plant flowers and vegetables if you choose and plant the seed for an investment in your future.
ZERO INTEREST PROGRAM FOR THE CLOSING COST ASSISTANCE*
YEAR TERMS, FIXED INTEREST RATE - COMPETITIVE!*
CLICK ON VIEW FLYER TO LEARN MORE!
The GSFA Platinum Program helps low-to-moderate income homebuyers in California purchase a home by providing down payment and/or closing cost assistance (DPA).
Since 2010, GSFA Platinum has helped 24,000 people to purchase homes, providing more than $213.9 million in down payment and/or closing cost assistance.
SECOND LOAN IS FORGIVEN AFTER THREE (3) YEARS!*
ZERO PERCENT INTEREST LOAN AND NO MONTHLY PAYMENTS*
LEARN MORE BY CLICKING ON THE FLYER
Who is Eligible?
First and Non-First Time Buyers!
Minimum FICO requirement as low as 580 FICO
Anyone looking to purchase a Single Family Residence and not using it for an Investment.
Available for Self-Employed Borrowers
1 - 4 Unit Purchase
Please message us or email us at Financing@TBDGMortgageFirm.com
dO’S AND dON’TS WHEN PURCHASING A HOME.
DO
Make and stick to a budget
Pay all your monthly bills on time.
locate and organize income, W-2 and Tax Information
Gather your bank and Investment Statements (If Applicable)
Check with your Loan Officer regarding anything related to your finances.
Don’t
Change jobs, BECOME self-employed or quit your job
change banks
use credit cards, excessively or let accounts fall behind
Omit debts or LIABILITIES from your loan APPLICATION.
Buy Furniture or appliances
Buy a Car, Boat or anything else with a motor
Co-sign for any loans for anyone
Apply for new credit or allow credit inquiries
Make large deposits or withdrawals without checking with your loan officer
Spend money you need to set aside for closing
“We’ve created this custom presentation for you to download. We look forward to connecting with you!”
IN HOUSE LOAN PROGRAMS
We Offer:
Conventional PROGRAMS WITH AS LOW AT 3% DOWN
FHA Loan Programs WITH A MINIMUM OF 3.5% DOWN
VA HOME LOANS WITH $0 DOWN
USDA 100% FINANCING
No Mortgage Insurance Loan Program & MUCH MORE!
Please visit our disclosures page for more details for all loan types. Click here: Disclosures